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Dear Friend,
CAN MONEY BUY HAPPINESS OR NOT?
I came across a Macleans article (Feb 13/06)
that may just have the answer to this age old
question. In “Money Really
Can
Buy Happiness”, Steve Maich argues that money
does
bring happiness, because it can buy us
freedom and choice to pursue more meaningful and
rewarding activities.
Are you
managing your money to support your life goals or
does it feel like your money is managing you?
Check
out our feature
article:
The Enlightened
Financial plan and learn more about how to align
your
money with your values, dreams and life purpose.
Are you a small business owner or are you thinking
about starting a business? Having a written business
and financial plan can make the difference between
running a wonderfully successful company and
failure. Check out the Women’s Financial Learning
Centre's: The
Financially Enlightened Small Business Woman
and learn how to take your business to the
next
level of success!
And, if you need help with your business plan, you
may
want to connect with this month's featured
business, Sullivan &
Associates Ltd., a company that offers business
planning
programs to help you take your
business where it deserves to be.
| The Enlightened Financial Plan |
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In our consumer culture, it’s pretty hard to escape
the strong and conflicting message we receive about
money. Does it buy happiness ? Is it the root of all
evil? Can it buy love? With so many emotionally
charged messages, no wonder we have a difficult
time developing a healthy relationship with money.
As challenging as it may be, financial health and
wealth will only improve
when we face our money
issues square on and put a plan in place to align our
finances with our values and life purpose.
How Can A Financial Plan Help Me?
An 'Enlightened
Financial Plan' is the roadmap that can help
you
practically and effectively organize your
finances to support your goals, dreams and life
purpose. It provides an opportunity for you to
become conscious of how money flows in and out of
your life and allows you to make informed decisions
about how to accumulate and allocate your
money. An 'Enlightened Financial Plan'
will help you feel more confident that all
aspects of your personal
finances (debt management, retirement, saving and
investing, insurance and estate planning) are taken
care of so you can put money issues on the back
burner and get on with the really important stuff -
living a balanced, meaningful and purposeful life.
An 'Enlightened Financial Plan' starts
with a
commitment to
self-awareness and a discovery of your
values, your
relationship to money and your personal definition of
success.
Your financial plan should also provide you with
a
chance to educate yourself about personal
finances.
While you can certainly delegate responsibility for
aspects of your financial management to advisors,
make sure you don't abdicate responsibility to them.
So become an enlightened financial consumer and
encourage your advisors to educate you as you work
with them. The next step to living a purposeful life is
to commit to your vision of personal and financial
success and to take conscious action toward it.
Taking Conscious Action means: actively
defining your
personal intentions and goals; figuring out where you
stand financially today; and identifying what steps
you will need to take to bring your vision to reality.
True financial freedom is not about how much money
you have, it's about doing the best you can with
what you have and living your life free from worry
about money. And that's what an
'Enlightened Financial Plan' will give
you.
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| Women's Financial Learning Centre Events |
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One of the best ways to start taking control of your
finances is by educating and empowering yourself
about money. The Women’s Financial Learning
Centre offers a variety of financial planning and
money related courses for women who want to learn
more about money management, investing and
financial planning.
Upcoming events in Vancouver:
Upcoming workshops in the Sunshine
Coast:
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| Private Consultations |
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Are you looking for unbiased financial advice? One of
the reasons that people shy away from using a
financial planner is they are afraid that the advice
may be biased toward a particular product or service.
LifeDesign
Financial is a fee-only financial planning
and education company and we don’t receive fees or
commissions for financial products or services. We
offer hourly consultations or service packages and
can tailor a program to meet your unique needs and
budget. Contact us today for a complimentary ½
hour phone consultation to find out how we can help
you take charge of your money.
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| THIS ISSUE'S FEATURED BUSINESS: Sullivan & Associates Ltd. |
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"Planning is bringing the future into the present so
that you can do something about it now", A. Lakein
Sullivan & Associates is a business-planning group
dedicated to helping you take your business where it
deserves to be, now.
All businesses face challenges in reaching their full
potential – be they factors related to the business or
the unique hurdles facing the Entrepreneur. A strong
and comprehensive business plan is vital when raising
capital and planning your business growth. Sullivan &
Associates has the powerful combination of planning
and coaching experience – which gives the grounding
to succeed with your business.
Whether it’s creating a business plan or a developing
a strategic plan for your joint venture, Sullivan &
Associates aims to exceed your expectations and we
always guarantee 100% satisfaction on our services.
You can reach Matthew Sullivan or Mary Ellen
Sanajko at 604.764.6012 or
info@sullivanassociates.ca
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About Karin Mizgala |
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Karin Mizgala, MBA, CFP is the president and founder
of
LifeDesign
Financial, a fee-only financial planning
and education company. With more than 20 years in
the financial services industry, Karin has worked as
a financial educator, financial planner, bank
manager, investment advisor and life skills
counsellor.
Karin has a passion for educating and empowering
individuals who want to take more control of their
personal and financial lives. Using a unique blend
of financial planning and counselling skills, Karin
provides a holistic approach to helping people take
charge of their money so they can live more
comfortable, balanced and meaningful lives.
Find out more....
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